Credit card receipts -- Introduction -- The Overview of identity theft -- In general -- How to identity thieves obtain your personal information -- Identity theft crimes -- Identity theft to avoid criminal prosecution -- Law enforcement response -- Recent identity theft cases -- ch. 2. Identity theft statistics -- In general -- Identity theft complaint categories -- Credit card fraud -- Phone or utilities identity fraud -- Bank fraud -- Loan fraud -- Employment-related fraud -- Government documents/benefits identity fraud -- Other identity theft crimes -- Identity theft related expenses -- Age range of identity theft victims -- Location of identity theft victims -- Relationship to victim -- Length of time between identity theft and knowledge of crime -- Reporting -- ch. 3. Credit and debit cards -- Unsolicited credit cards -- Pre-approved credit offers -- Unauthorized use of a credit or debit card -- Liability limitations -- The Electronic Funds Transfer Act -- Crimes associated with stolen credit cards -- Larceny -- Forgery -- State laws -- The model penal code -- Federal criminal statutes -- Mail fraud -- The Federal Truth in Lending Law -- Protecting your credit cards -- Credit card receipts -- The State legislation -- In general -- Secure transactions -- Electronic payments -- Purchase invoices and receipts -- Anonymous remailers -- Internet banking -- Internet service provider scam -- Secure e-mail -- Cookies -- Viruses -- Broadband Internet access -- The Children's Online Privacy Protection Act (COPPA) -- Internet privacy policies -- ch. 5. Privacy policies and direct marketing -- In general -- The Direct Marketing Association -- The Mail Preference Service (MPS) -- The Telephone Preference Service (TPS) -- The E-mail Preference Service (E-MPS) -- DMA privacy policies -- Notice -- Honoring opt out requests -- In-house suppression files -- Use of DMA mail, telephone and e-mail preferences services -- Consumer Opt-Out Provision -- The Telemarketing Sales Rule -- Covered practices -- Disclosure requirement -- Misrepresentation -- Credit card laundering -- Calling restrictions -- The "Do not call" provision -- Recordkeeping requirement -- Enforcement and penalties -- ch. 6. Identity theft legislation -- Federal legislation -- The Identity Theft and Assumption Deterrence Act of 1998 -- The Identity Theft Penalty Enhancement Act -- The Gramm-Leach-Bliley Act -- The Fair and Accurate Credit Transactions Act of 2003 -- Section 5 of the FTC Act -- The Driver's Privacy Protection Act -- The Health Information Portability and Accountability Act ("HIPAA") -- The Fair Credit Billing Act -- The Fair Debt Collection Practices Act -- The Electronic Fund Transfer Act -- Related federal offenses -- State legislation -- The disposal rule -- In general -- Protect your Social Security number -- Check your credit report on a regular basis -- Equifax -- Experian -- Transunion -- Active duty military personnel -- Credit card registration services -- ch. 8. Resolving your identity theft problems -- In general -- Taking action -- Credit reporting agencies -- Equifax -- Experian -- Transunion -- Credit card issuers -- United States Postal Service -- Banks -- Investment broker -- Utilities/telephone service provider -- Social Service Administration -- The Office of the Inspector General -- The Department of Motor Vehicles -- Identity theft to avoid criminal prosecution -- The Federal Trade Commission -- Consumer Sentinel -- The ID Theft Affidavit -- Prior relationship with identity thief -- Assisting in the investigation -- ch. 9. Identity theft risks for businesses -- In general -- The safeguard rule -- Implementing safeguards -- Monitoring employee access to customer information -- Dealing with a breach -- The disposal rule -- Bibliography. Glossary -- Trends in identity theft complaints by age (January 1, 2005-December 31, 2005) -- 2. identity theft victims, by state (January 1, 2005-December 31, 2005) -- 3. Total number of Internet-related fraud complaints and amounts paid (2003-2005) -- 4. Total number of Internet-related fraud complaints by consumer age (2003-2005) -- 5. The Children's Online Privacy Protection Act (COPPA) -- 6. Sample privacy policy outline -- 7. The Identity Theft and Assumption Deterrence Act -- 8. Fraud and related activity in connection with identification documents and information (18 U.S.C. 1028) -- 9. The safeguards rule -- 10. The Fair Credit Reporting Act -- 11. Supreme Court opinion in TRW Inc. v. Andrews, 534 U.S. 19 (2001) -- 12. The Fair Credit Billing Act (15 U.S.C. 1601) -- 13. Fair Debt Collection Practices Act -- 14. Electronic Funds Transfer Act -- 15. State identity theft legislation -- 16. Directory of state consumer protection agencies -- 17. Annual credit report request form -- 18. Sample notification letter to credit reporting agency -- 19. Sample notification letter to a credit card issuer -- 20. U.S. Postal Service mail theft and vandalism complaint form -- 21. FCC complaint form -- 22. U.S. Federal Agency and Office Members of Consumer Sentinel -- 23. FTC ID theft affidavit and instructions -- 24. Organizations that endorse the Identity Theft Affidavit -- 25. Letter from identity thief accepting responsibility for fraudulent account -- 26. Notification of data breach -- Glossary -- Bibliography.
Series:
Oceana's legal almanac series. Law for the layperson
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