"With companion WWW website"--Title page. "This book's companion website supersedes and is more current, accessible, and searchable than prior years' CD-Roms."--Title page verso. Previous edition published: Credit discrimination / Deanne Loonin, Chi Chi Wu. 4th ed. 2005. Includes bibliographical references and index.
Contents:
Introduction and first considerations -- Scope -- Prohibited bases for discrimination -- Proving credit discrimination -- Discrimination in pre-application and application procedures -- Discrimination in credit evaluation -- Redlining -- Discrimination law challenges to predatory lending and unfair pricing -- Discrimination subsequent to granting of credit -- ECOA procedural requirements -- Litigating a credit discrimination case -- Government enforcement -- Appendixes. Federal credit discrimination statutes -- Federal Reserve Board Regulation B (Equal Credit Opportunity) -- Official staff commentary on Regulation B -- Fair Housing Act regulations -- Home Mortgage Disclosure Act and Regulation C -- State credit discrimination laws -- Sample pleadings -- Sample discovery -- Consumer's guide to credit discrimination laws (appropriate for distribution to clients) -- Guide to Home Mortgage Disclosure Act reporting -- Bibliography of social science research on credit discrimination issues -- Useful credit discrimination weblinks.
Series:
Credit and banking library The consumer credit and sales legal practice series.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.