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Author:

Carter, Carolyn L., author.

Title:

Consumer credit regulation : payday, installment, auto title loans; credit cards; auto finance; rent-to-own; rate exportation / Carolyn L. Carter, Elizabeth Renuart, Jonathan Sheldon ; contributing authors: Jeremiah Battle, Jr., Emily Green Caplan, Mandi L. Matlock, Andrew Pizor, Lauren Saunders, John Van Alst, Chi Chi Wu.

Edition:

Third edition.

Publisher:

National Consumer Law Center,

Copyright Date:

2020

Description:

xxxix, 1040 pages ; 28 cm.

Subject:

Consumer credit--Law and legislation--United States.
Consumer credit--Corrupt practices--United States.
Credit cards--Law and legislation--United States.
Loans, Personal--Law and legislation--United States.
Automobiles--Purchasing--United States.
Consumer protection--Law and legislation--United States.
Automobiles--Purchasing.
Consumer credit--Law and legislation.
Consumer protection--Law and legislation.
Credit cards--Law and legislation.
Loans, Personal--Law and legislation.
United States.

Other Authors:

Renuart, Elizabeth, author.
Sheldon, Jonathan A., author.
Battle, Jeremiah, Jr., author.
Caplan, Emily Green, author.
Matlock, Mandi L., author.
Pizor, Andrew G., author.
Saunders, Lauren K., author.
Van Alst, John W., author.
Wu, Chi Chi, author.
National Consumer Law Center, issuing body.

Notes:

Includes bibliographical references and index.

Contents:

Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Installment loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own and leases -- "Sale" of future payment streams -- Tax-time financial products: RALs, RACs and Assignments -- Appendices.

Series:

The consumer credit and sales legal practice series

ISBN:

1602481903
9781602481909

OCLC:

(OCoLC)1226497362

Locations:

OVUX522 -- University of Iowa Libraries (Iowa City)