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02806aam a2200421 i 4500 001 26E165C46EA311E79084E9F2DAD10320 003 SILO 005 20170722010050 008 160610s2016 mdua b 000 0 eng 010 $a 2016019223 020 $a 1475826036 020 $a 9781475826036 020 $a 1475826028 020 $a 9781475826029 040 $a DLC $b eng $e rda $c DLC $d BTCTA $d BDX $d OCLCO $d OCLCF $d OCLCO $d YDXCP $d EGM $d YDX $d OCLCO $d TEU $d OCLCQ $d WKM $d SILO 042 $a pcc 043 $a n-us--- 050 00 $a LB2342 $b .C6647 2016 082 00 $a 378.3/8 $2 23 100 1 $a Connell, Kevin, $d 1992- $e author. 245 10 $a Breaking point : $b the college affordability crisis and our next financial bubble / $c Kevin W. Connell. 264 1 $a Lanham : $b Rowman & Littlefield, $c [2016] 300 $a xxi, 141 pages ; $c 24 cm 504 $a Includes bibliographical references. 505 0 $a Sowing the seeds of crisis -- Tanked by rank -- Penniless for perks -- Lending roots : inception of greed -- Sallie Mae : the rise of a lending empire -- Rigged -- Breaking backs to balance budgets -- A stake in the game -- The new American college & university -- 520 $a In recent decades, the crisis of college affordability has emerged as one of the defining challenges of our era. Since 1978, college tuition and fees have soared by 1,120 percent, growing at three times the rate of housing prices and four times the rate of the increase in the hourly wage. The inevitable consequence has resulted in a national student debt that surpassed $1.3 trillion in 2015, crushing the average household under $35,000 in student debt. Breaking Point explains flaws in the structure of higher education that have caused college prices to soar over our lifetime, including "prestige maximization," a perpetual "amenities war," and a predatory lending industry that has not only fostered but encouraged the explosion of college costs. To counter this trend, Kevin Connell proposes several bold solutions that are intended to induce colleges and lenders alike to redefine the structure, price, and ultimate purpose of higher education in America. 650 0 $a College costs $z United States. 651 0 $a United States $x Economic conditions $y 21st century. 650 7 $a College costs. $2 fast $0 (OCoLC)fst00867748 650 7 $a Economic history. $2 fast $0 (OCoLC)fst00901974 651 7 $a United States. $2 fast $0 (OCoLC)fst01204155 648 7 $a 2000-2099 $2 fast 776 08 $i Online version: $a Connell, Kevin, 1992- $t Breaking point. $d Lanham : Rowman & Littlefield, [2016] $z 9781475826043 $w (DLC) 2016032004 941 $a 2 952 $l OPAX566 $d 20180912010259.0 952 $l UQAX771 $d 20170722010832.0 956 $a http://locator.silo.lib.ia.us/search.cgi?index_0=id&term_0=26E165C46EA311E79084E9F2DAD10320 994 $a C0 $b JIDInitiate Another SILO Locator Search