The Locator -- [(title = "Other Half")]

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Author:
Baradaran, Mehrsa, 1978-
Title:
How the other half banks : exclusion, exploitation, and the threat to democracy / Mehrsa Baradaran.
Edition:
First Harvard University Press paperback edition.
Publisher:
Harvard University Press,
Copyright Date:
2018
Description:
328 pages ; 24 cm
Subject:
Banks and banking--Social aspects--United States.
Financial services industry--United States.
Check cashing services--United States.
Postal savings banks--United States.
Banks and banking--Social aspects.
Check cashing services.
Financial services industry.
Postal savings banks.
United States.
Notes:
Includes bibliographical references and index.
Contents:
Governments and banks -- History of the social contract -- Banks with a soul -- How the other half borrows -- Unbanked and unwanted -- Changing the world without changing the rules -- Postal banking -- A public option in banking.
Summary:
"The United States has two separate banking systems today -- one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities -- all thanks to deregulation that began in the 1970s and continues decades later."--Jacket.
ISBN:
0674983963
9780674983960
OCLC:
(OCoLC)1026504365
Locations:
CEAX572 -- Kirkwood Community College Library (Cedar Rapids)

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