Introduction -- Our shared economy: How does our spending affect the economy? -- Managing spending: What goes into an effective budget? -- Paying for what you need: What are different spending options and how do they work? -- The big truth: What is the cost of credit? : Why does buying on credit make spending more expensive? -- Safe spending : How can people safeguard their money?
Summary:
"A series to build strong financial habits early on in life! How can I make money? What is inflation? What is the difference between a debit card and a credit card? Economics--and more specifically, money--play such a large role in our lives. Yet there are many mysteries and misconceptions surrounding the basic concepts of finance and smart money management. This A True Book series offers students the know-how they'll need to start on the road to financial literacy-a crucial skill for today's world. Interesting information is presented in a fun, friendly way--and in the simplest terms possible--which will enable students to build strong financial habits early on in life. Understanding how to make a budget, how credit cards work, and how to avoid scams are just three critical financial literacy skills that all kids should have. Did you know that the first credit card was introduced in 1950? Or that American consumers lost more than $5 billion to frauds in 2021? Learn all this and more in Spending Money--a book that gives kids the confidence and know-how they need to manage their finances"-- Provided by publisher.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.