Start investing early or start now -- Know what you'll need -- Savings on steroids: use a 401(k) and an IRA -- An IRA: every American's treasure trove -- IRA decisions: how to start and where to go -- Why the stock market isn't a roulette wheel -- What's a mutual fund? -- Making sense of wacky mutual fund names -- Know your mutual fund manager's job -- The only way that works: asset allocation -- Do this -- How to pick mutual funds: bargain shop -- Index funds: get what you pay for -- Simple does it: no-brainer investing with target-date funds -- Do you need a financial adviser?
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