Consumer banking and payments law : credit, debit & stored value cards; checks; money orders; e-sign; electronic banking and benefit payments / Mark Budnitz, Lauren K. Saunders, Margot Saunders.
"With companion website"--Title page. "This book's companion website supersedes and is more current, accessible, and searchable than prior years' CD-Roms."--Title page verso. Includes bibliographical references and indexes.
Contents:
First considerations -- The consumer's payment by personal check -- Check payments to consumers : lost checks, funds availability, and check cashing -- Electronic transfers from the consumer's account -- Money orders and international wire transfers, cashier's and traveler's checks -- Credit cards -- Prepaid, gift, payroll, telephone and other stored value cards -- Electronic benefit transfer (EBT) -- Federal government and other direct deposits to consumer accounts -- Involuntary payments from bank accounts : garnishment, setoff, and collateral seizures -- Electronic records, contracts, disclosures, and signatures -- Uniform Commercial Code [UCC] provisions on consumer checking -- Federal check regulation : Check 21, funds availability, and check collections -- Payments to telemarketers -- Electronic fund transfer -- Truth in savings -- Truth in lending provisions regarding defenses to credit card charges -- Stored value and prepaid cards -- Electronic payment of needs-based government benefits (electronic benefits transfer - EBT) -- EFT 99 and ETA materials -- Protection of exempt funds in bank accounts -- Electronic signatures and records.
Series:
The consumer credit and sales legal practice series
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.