Online P2P lending -- Initial coin offerings -- Cryptoassets -- Mobile payment -- Data privacy in mobile payment -- Robo-advisory -- Equity crowdfunding and central bank digital currency.
Summary:
"With the rapid expansion of the internet market and the booming of start-ups and small and medium-sized enterprises (SME), China has, over the past decade, seen explosive growth of the so-called internet finance, a joint product of internet and the financial sector, which is more commonly referred to as fintech in other jurisdictions. The term fintech, a portmanteau word made of 'finance' and 'technology', is often used to describe the intersection of finance and technology. As the technology is mainly related to the internet, it has come to be known as internet finance in China. In fact, there is no precise and widely accepted definition of internet finance or fintech. While fintech is basically understood as technologies which are used to change and improve the existing business mode of finance, internet finance is defined as 'a new type of financial mode that integrates the functions of financing, payment and information media via internet and mobile communications technology'"-- Provided by the publisher.
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