Fair credit reporting / Chi Chi Wu, Ariel Nelson ; contributing authors, Elizabeth De Armond, Sarah Bolling Mancini, Andrew Pizor, Richard Rubin, Charles Delbaum, Len Bennett, John Albanese.
Edition:
Tenth edition.
Publisher:
National Consumer Law Center,
Copyright Date:
2022
Description:
2 volumes (xlix, xi, 1438 pages) : illustrations, forms ; 28 cm.
Volume 1. Introduction -- Scope : consumer reports and consumer reporting agencies -- Access to and examination of the consumer's file -- Accuracy and reinvestigation obligations of consumer reporting agencies -- Obsolete and restricted information in consumer reports -- Activities and duties of furnishers of information to consumer reporting agencies -- Permissible releases and uses of consumer reports -- Notices concerning consumer reports -- Identity theft : FCRA and other protections -- Claims for consumer reporting disputes: availability, private enforcement, state claims, and preemption -- Private litigation : pre-filing considerations -- Private litigation : litigating the FCRA case -- Public enforcement -- Practical advice on consumer reporting -- Investigative consumer reports -- Credit scoring -- Credit repair legislation -- Privacy protection -- Index -- Volume 2. Appendix A. Fair credit reporting act -- Appendix B. FCRA regulations, interpretations, and guidelines -- Appendix C. FCRA model forms -- Appendix D. FTC staff summary -- Appendix E. Index to CFPB bulletins and Federal Trade Commission informal staff opinion letters with FCRA sections -- Appendix F. Credit Repair Organizations Act -- Appendix G. The Gramm-Leach-Bliley Act -- Appendix H. Summary of state laws on consumer reporting, identity theft, credit repair, and security freezes -- Appendix I. Sample credit reports and industry forms -- Appendix J. Sample complaints -- Appendix K. Sample settlement language to address credit reporting -- Appendix L. Government enforcement orders -- Appendix M. Consumer guides to credit reporting and credit scores (appropriate for general distribution) -- Appendix N. Fair credit reporting related websites -- Appendix O. List of consumer reporting agencies and other database companies.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.