Mortgage lending : loan origination, preemption, and litigation / Andrew Pizor ; contributing authors: Carolyn Carter, Sarah Bolling Mancini, Rachel Scott, Steve Sharpe, and Andrea Bopp Stark.
Background -- Mortgage basics -- Preparing a mortgage origination case -- Federal laws relevant to abusive mortgage lending -- State law claims and defenses to abusive mortgage lending -- Preemption of state laws that conflict with federal banking laws -- Ability to repay, steering, loan churning, property flipping, and appraisal fraud -- Mortgage brokers and other third-parties : charges and abuses -- Interest and other loan terms -- Reverse mortgages -- Land installment contracts -- Other nontraditional mortgage loans -- Mortgage litigation -- Litigating claims when a bank fails -- Appendices. A. State mortgage lending statutes -- B. State predatory lending statutes -- C. Real Estate Settlement Procedures Act -- D. Truth in Lending Act substantive mortgage regulation -- E. National bank regulation -- F. Federal saving association regulation -- G. Federal credit union regulation -- H. Other substantive mortgage restrictions -- I. Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA) -- J. Alternative Mortgage Transaction Parity Act -- K. Loans insured by federal agencies -- L. Federal reverse mortgage provisions -- M. Summary of state reverse mortgage laws -- N. State statutory requirements for land contract transactions -- O. State court standing requirements -- P. Failed bank receivership statutes -- Q. Websites relating to mortgage lending issues.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.