Introduction to consumer transaction law -- Public and private actions to regulate consumer markets -- Inducing consumer transactions : advertising and marketing -- Consumer privacy -- Credit reports, identity theft, and equal access to credit -- Credit disclosures : truth in lending overview and closed-end transactions -- Credit disclosures : open-end credit and real estate secured transactions -- Truth in lending enforcement and related statutes -- Regulating the cost of credit -- Holder in due course and warranties -- Default and debt collection -- Credit and debit cards and other modern consumer payments.
Summary:
"This reliable source explores traditional and emerging areas in consumer protection law. Federal and state law dealing with consumer transactions is covered, including caselaw and statutes. The volume begins with an overview of public (both FTC and CFPB) and private enforcement actions to regulate the marketplace. The remaining chapters track the legal aspects of consumer transactions in a roughly chronological fashion, starting with advertising and marketing, consumer privacy, credit reports and identity theft, and equal access to credit. The discussion continues with coverage of mandated disclosures as well as substantive protections for consumers under the federal credit laws, especially the Truth in Lending Act (TILA), including installment sales, credit cards and real estate related financing. Special issues relating to TILA enforcement, as well as a discussion of related federal statutes, and regulation of the cost of credit are also covered. Post-transaction issues such as raising claims and defenses against third party financers (Holder in Due Course), warranties, default and debt collection, are included. Last but not least, there is a chapter on the law affecting various forms of payment for consumer transactions, including credit and debit cards."--Publisher.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.