Consumer credit regulation : payday, installment, auto title loans; credit cards; auto finance; rent-to-own; rate exportation / Carolyn L. Carter, Elizabeth Renuart, Jonathan Sheldon ; contributing authors: Jeremiah Battle, Jr., Emily Green Caplan, Mandi L. Matlock, Andrew Pizor, Lauren Saunders, John Van Alst, Chi Chi Wu.
Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Installment loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own and leases -- "Sale" of future payment streams -- Tax-time financial products: RALs, RACs and Assignments -- Appendices.
Series:
The consumer credit and sales legal practice series
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