Your credit repair companion -- The elements of repairing credit -- The first step to a better credit score: cleaning up your credit report -- Assess your financial situation -- Reducing current expenses and debts -- Finding money to pay your debts -- Negotiating with creditors and debt collectors -- Getting help to negotiate and manage debts -- Building positive credit history -- Choosing and using credit cards -- Avoiding and dealing with identity theft.
Summary:
"This book discusses how to prioritize debts and create a budget, reduce debts and cut expenses, negotiate with creditors, correct credit report errors and remove old information, add positive information to a credit report, adopt strategies to rebuild credit, and avoid identity theft and credit repair scams. Updates to this edition include the latest student loan repayment programs, new credit-building strategies, changes to the credit scoring of tax liens, medical debt, and civil judgments, identity theft reporting developments, and more"-- Provided by publisher.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.