Six essential rules for surviving debt -- Responding to debt collectors -- What you need to know about your credit report -- Collection lawsuits -- Taking out new loans to pay for old debts -- Reverse mortgages -- Choices to avoid at all costs -- Reducing your expenses -- Options for increasing your income -- Keeping track of income, expenses, and debt -- Medical debt -- Credit card debt -- Student loans -- Car loans and repossessions -- Utility terminations -- What every homeowner should know about mortgage payments -- When you are having trouble making mortgage payments -- Defending your home from foreclosure -- Property taxes and tax sales -- Evictions and getting out of a lease -- Debts involving an abusive parter -- Civil court judgment debt -- Debts related to criminal and government fines and fees -- Federal income tax debt -- Deciding whether and when to file bankruptcy -- How the bankruptcy process works.
Summary:
Named the "best all around guide to navigating debt" by Business Insider, Surviving Debt has been a leading resource for over 25 years. This fully updated, 2023 edition provides precise, practical, and hard-hitting advice from the nations consumer law experts on how to deal with crushing debt affecting millions of Americans. Surviving Debt contains new detailed advice on: medical debt; credit card debt; student loans and student loan cancellation; car repossessions; evictions; rental debt and getting out of a lease; mortgage modifications and avoiding foreclosure, property tax collections, utility shut-offs, income tax collections, stopping debt collection, your credit report, collection lawsuits, reverse mortgages, wage garnishment and bank account seizures, debts involving an abusive partner, reducing expenses and increasing income; criminal justice debt, whether and when to file bankruptcy, the bankruptcy process, and more.
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.