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03171aam a2200349 i 4500 001 DB3BE556370411E887D7D95B97128E48 003 SILO 005 20180403010230 008 171116t20172017enka b 001 0 eng 010 $a 2017030748 020 $a 1108420524 020 $a 9781108420525 035 $a (OCoLC)991639750 040 $a DLC $b eng $e rda $c DLC $d OCLCO $d YDX $d OCLCF $d OCLCO $d IUL $d SILO 042 $a pcc 043 $a a-cc--- 050 00 $a HG178.33 C6 H78 2017 100 1 $a Hsu, Becky Yang, $d 1975- $e author. 245 10 $a Borrowing together : $b microfinance and cultivating social ties / $c Becky Yang Hsu, Georgetown University. 264 1 $a Cambridge, United Kingdom ; $b Cambridge University Press, $c 2017. 300 $a xi, 174 pages ; $c 24 cm. 490 1 $a Studies of the Weatherhead East Asian Insitutute, Columbia University 504 $a Includes bibliographical references and index. 505 0 $a 1. Social ties and microfinance: predictions for group lending -- 2. Microfinance in China: history, influences, and program efforts -- 3. Credit and favor: social structure, repayment and default -- 4. Repaying a friend: what makes default impossible -- 5. The social cost of sanctions: why borrowers avoided making others lose face -- 6. Pragmatism and the sociology of development -- Appendix: fieldwork methodology. 520 $a "In Borrowing Together, Becky Hsu examines the social aspects of the most intriguing element of group-lending microfinance: social collateral. She investigates the details of the social relationships among fellow borrowers and between borrowers and lenders, finding that these relationships are the key that explains the outcomes in rural China. People access money through their social networks, but they also do the opposite: cultivate their social relationships by moving money. Hsu not only looks closely at what transpired in the course of a microfinance intervention, but also reverses the gaze to examine the expectations that brought the program to the site in the first place. Hsu explains why microfinance's 'articles of faith' failed to comprehend the influence of longstanding relationships and the component of morality, and how they raise doubts - not only about microfinance - but also about the larger goals of development research"-- $c Provided by publisher. 520 $a "Borrowing Together is a study of what happened in a field site in rural China when there were attempts to have people borrow money, then repay it "together" (using group liability and social collateral) for the purpose of alleviating their poverty and boosting economic development in their communities. Microcredit, so named for its very small loan amounts and the most well-known type of microfinance, was first launched in China in the 1980s by the United Nations within a larger context of global trends"-- $c Provided by publisher. 650 0 $a Microfinance $z China. 830 0 $a Studies of the Weatherhead East Asian Institute, Columbia University. 941 $a 1 952 $l USUX851 $d 20180403021017.0 956 $a http://locator.silo.lib.ia.us/search.cgi?index_0=id&term_0=DB3BE556370411E887D7D95B97128E48 994 $a C0 $b IWAInitiate Another SILO Locator Search