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02842aam a2200433 i 4500 001 DDAC9804AE9011EDA0B1416654ECA4DB 003 SILO 005 20230217010059 008 220607s2022 ne b 001 0 eng 010 $a 2022026491 020 $a 9004522905 020 $a 9789004522909 035 $a (OCoLC)1330688131 040 $a DLC $b eng $e rda $c DLC $d HVL $d SILO 042 $a pcc 043 $a n-us--- $a n-us--- 050 00 $a K1094 $b .V37 2022 100 1 $a Vardi, Noah, $e author. 245 10 $a Creditworthiness and 'responsible credit' : $b a comparative study of EU and US law / $c by Noah Vardi, University of Verona. 264 1 $a Leiden, The Netherlands ; $b Brill/Nijhoff, $c [2022] 300 $a ix, 275 pages ; $c 24 cm. 490 1 $a Comparative law in global perspective, $x 2772-5332 ; $v volume 2 520 $a "Responsible credit is a policy much discussed by legislators and stakeholders, especially in the aftermath of the global financial crisis of 2007-2008. Creditworthiness and "Responsible Credit" questions how this policy currently finds implementation in EU and US law and the principal instruments used for this scope, including the duty of creditworthiness assessment of borrowers. Noah Vardi analyzes the fundamental and often overlooked notion of "creditworthiness" from a comparative perspective and examines the critical interaction between policies of access to credit, financial inclusion, and responsible lending"-- $c Provided by publisher. 504 $a Includes bibliographical references and index. 505 0 $a Introduction : creditworthiness and 'responsible credit' -- Creditworthiness assessment as a macroprudential duty -- Creditworthiness for individuals : methodologies and legal issues -- Creditworthiness assessment and other contractual duties as tools of 'responsible credit' : the case of consumer loans -- Access to credit and responsible lending. 650 0 $a Credit $x Law and legislation $z European Union countries. 650 0 $a Credit $x Law and legislation $z United States. 650 0 $a Debtor and creditor $z European Union countries. 650 0 $a Debtor and creditor $z United States. 650 0 $a Financial institutions $x Law and legislation $z European Union countries. 650 0 $a Financial institutions $x Law and legislation $z United States. 650 0 $a Loans $x Law and legislation $z European Union countries. 650 0 $a Loans $x Law and legislation $z United States. 650 0 $a Borrowing and lending. 776 08 $i Online version: $a Vardi, Noah. $t Creditworthiness and 'responsible credit' $d Leiden ; Boston : Brill/Nijhoff, 2022 $z 9789004525054 $w (DLC) 2022026492 830 0 $a Comparative law in global perspective ; $v v. 2. 941 $a 1 952 $l OVUX522 $d 20240717011408.0 956 $a http://locator.silo.lib.ia.us/search.cgi?index_0=id&term_0=DDAC9804AE9011EDA0B1416654ECA4DBInitiate Another SILO Locator Search