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03342aam a2200385 4500 001 7C86FB2E042F11EE896B6DEA35ECA4DB 003 SILO 005 20230606010033 008 230328t20232023mau b 001 0 eng d 020 $a 1602482047 020 $a 9781602482043 035 $a (OCoLC)1374137230 040 $a QKW $b eng $c QKW $d MNE $d L3M $d SILO 043 $a n-us--- 050 4 $a KF1040 $b .S87 2023 245 00 $a Surviving debt : $b expert advice for getting out of financial trouble / $c National Consumer Law Center 246 30 $a Expert advice for getting out of financial trouble 250 $a 2023 edition. 264 1 $a Boston, MA : $b The National Consumer Law Center, $c 2023. 300 $a viii, 333 pages ; $c 23 cm 490 0 $a The consumer law practice series 504 $a Includes bibliographical references and index. 505 0 $a Six essential rules for surviving debt -- Responding to debt collectors -- What you need to know about your credit report -- Collection lawsuits -- Taking out new loans to pay for old debts -- Reverse mortgages -- Choices to avoid at all costs -- Reducing your expenses -- Options for increasing your income -- Keeping track of income, expenses, and debt -- Medical debt -- Credit card debt -- Student loans -- Car loans and repossessions -- Utility terminations -- What every homeowner should know about mortgage payments -- When you are having trouble making mortgage payments -- Defending your home from foreclosure -- Property taxes and tax sales -- Evictions and getting out of a lease -- Debts involving an abusive parter -- Civil court judgment debt -- Debts related to criminal and government fines and fees -- Federal income tax debt -- Deciding whether and when to file bankruptcy -- How the bankruptcy process works. 520 $a Named the "best all around guide to navigating debt" by Business Insider, Surviving Debt has been a leading resource for over 25 years. This fully updated, 2023 edition provides precise, practical, and hard-hitting advice from the nations consumer law experts on how to deal with crushing debt affecting millions of Americans. Surviving Debt contains new detailed advice on: medical debt; credit card debt; student loans and student loan cancellation; car repossessions; evictions; rental debt and getting out of a lease; mortgage modifications and avoiding foreclosure, property tax collections, utility shut-offs, income tax collections, stopping debt collection, your credit report, collection lawsuits, reverse mortgages, wage garnishment and bank account seizures, debts involving an abusive partner, reducing expenses and increasing income; criminal justice debt, whether and when to file bankruptcy, the bankruptcy process, and more. 650 0 $a Consumer credit $x Law and legislation $z United States $v Popular works 650 0 $a Debtor and creditor $z United States $v Popular works 650 0 $a Finance, Personal $z United States $v Popular works 650 0 $a Consumer credit $x Law and legislation 650 7 $a Debtor and creditor $2 fast $0 (OCoLC)fst00876284 650 7 $a Finance, Personal $2 fast $0 (OCoLC)fst00888793 710 2 $a National Consumer Law Center $e issuing body. 941 $a 1 952 $l EZPE755 $d 20230606011131.0 956 $a http://locator.silo.lib.ia.us/search.cgi?index_0=id&term_0=7C86FB2E042F11EE896B6DEA35ECA4DB 994 $a C0 $b L3MInitiate Another SILO Locator Search