Consumer credit regulation : credit cards, payday loans, auto finance, and other non-mortgage credit / Carolyn L. Carter, Andrew G. Pizor, Jonathan Sheldon ; contributing authors, Elizabeth Renuart [and others].
Companion website contains appendices plus much additional material. Print no longer updated. Latest also available online. Includes bibliographical references and index. In 2012, The Cost of credit split into: Consumer credit regulation, and: Mortgage lending.
Contents:
Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own -- "Sale" of future payment streams -- Refund anticipation loans (RALs) and tax refund schemes -- Appendices.
Series:
Credit and banking library Credit and banking library
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.