"Learn how to: manage the financial impact of COVID-19. Stop collection calls and wage garnishments. Avoid foreclosure"--Cover. "This book covers only United States law, unless it specifically states otherwise." -- Verso. Includes glossary and index.
Contents:
How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book.
Summary:
Conquering overwhelming debt starts with understanding your options. Loftsgordon and O'Neill give you the tools you need to get your finances back on track. They provide up-to-date legal information, as well as sample creditor letters and budgeting worksheets. -- adapted from back cover
This resource is supported by the Institute of Museum and Library Services under the provisions of the Library Services and Technology Act as administered by State Library of Iowa.